1. Your knees hurt in the morning when you walk down the five flights of stairs to leave your apartment.
2. You notice more and more strands of grey/white/silver hair each week.
3. You think short skirts and short shorts are better left to the young.
4. You can't sleep past 7, even on a weekend, even if you were out drinking the night before.
5. Speaking of drinking, you just can't put them away like you used to, or if you do, you seriously pay for it the next day.
6. You cannot take a red-eye flight from the West Coast and go straight to work that morning and actually make it through the day.
7. You notice dust and dirt and grime in your kitchen, living room, bathroom like you never have before.
8. You read the real estate notices and think how nice it would be to own something.
9. You get excited because your radishes are growing.
10. You max out a ROTH IRA every year.
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